Phil Hogan is a Canadian and US CPA working with clients throughout Canada and the US. Phil advises on cross border tax and financial planning matters. Phil can be reached at phil@beaconhillwm.ca or via telephone at 778.433.1314. You can also read more about Phil at www.Beaconhillwm.ca/team/about-phil/
Best cities to retire in Canada
12 November 22 
Culture Key Points
- Victoria, BC, is a top retirement destination in Canada, known for its mild climate and vibrant cultural scene.
- Kelowna, BC, offers retirees a mix of outdoor activities, wineries, and a relaxed lifestyle in the Okanagan Valley.
- Kingston, ON, is celebrated for its historic charm, affordable housing, and proximity to major cities like Toronto and Ottawa.
- Quebec City, QC, attracts retirees with its rich history, European ambiance, and quality healthcare services.
- Halifax, NS, combines coastal beauty, a strong sense of community, and affordable living for retirees.
If you need help in reviewing your cross-border tax or investment situation, please feel free to reach out to us here. We look forward to speaking to you soon.
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My wife and I are seriously contemplating moving to Canada from our home in Washington state. I’m a dual citizen and will be sponsoring here for her permanent residency.
I left Canada many years ago so I’m not as familiar with which cities might be the best options for us to consider. Any ideas?
Canada is a great place to retire, with its beautiful scenery, high quality of life, and affordable cost of living. But with so many cities to choose from, it can be tough to decide where to spend your golden years. Here are some of the best cities to retire in Canada:
- Victoria, British Columbia: This beautiful city on Vancouver Island is known for its mild climate, stunning natural beauty, and vibrant arts and culture scene. Victoria has a large senior population, with plenty of retirement communities and facilities to choose from. The cost of living is relatively high, but the quality of life is worth it.
- Kelowna, British Columbia: Another great option in beautiful British Columbia, Kelowna is a popular retirement destination thanks to its mild climate, stunning scenery, and abundance of recreational activities. The cost of living is moderate, and there are plenty of retirement communities and facilities to choose from.
- Ottawa, Ontario: Canada’s capital city is a great place to retire, with its high quality of life, abundance of cultural attractions, and affordable cost of living. Ottawa has a large senior population, with many retirement communities and facilities to choose from. The city is also known for its excellent healthcare system.
- Niagara-on-the-Lake, Ontario: This charming town in the heart of Ontario’s wine country is a popular retirement destination thanks to its scenic beauty, mild climate, and abundance of recreational activities. The cost of living is moderate, and there are several retirement communities and facilities to choose from.
- Wolfville, Nova Scotia: This small town on the Bay of Fundy is a hidden gem when it comes to retirement destinations. Wolfville has a charming atmosphere, stunning natural beauty, and a vibrant arts and culture scene. The cost of living is affordable, and there are several retirement communities and facilities to choose from.
Ultimately, the best city to retire in Canada will depend on your personal preferences and needs. Whether you’re looking for a big city with plenty of amenities, a small town with a charming atmosphere, or something in between, there’s a retirement destination in Canada that’s perfect for you.
This commentary reflects the personal opinions, viewpoints and analyses of the Beacon Hill Wealth Management Ltd. partner providing such comments, and should not be regarded as a description of advisory services provided by Beacon Hill Wealth Management Ltd. or performance returns of any Beacon Hill Wealth Management Ltd. client. The views reflected in the commentary are subject to change at any time without notice. Nothing in this commentary constitutes investment advice, performance data or any recommendation that any particular security, portfolio of securities, transaction or investment strategy is suitable for any specific person. Any mention of a particular security and related performance data is not a recommendation to buy or sell that security. Beacon Hill Wealth Management Ltd. manages its clients’ accounts using a variety of investment techniques and strategies, which are not necessarily discussed in the commentary. Investments in securities involve the risk of loss. Past performance is no guarantee of future results. Any discussion about taxation is for educational purposes only and should not be viewed as professional advice. Consult your tax professional for tax advice on your particular situation.
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